Comments on: How To Pay $82/month For Health Insurance (For The Self-Employed or Uninsured) http://www.ridiculouslyextraordinary.com/how-to-pay-82month-for-health-insurance-for-the-self-employed-or-uninsured/ Freedom + Health + Travel + Life Sun, 05 Feb 2012 15:14:02 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Karol http://www.ridiculouslyextraordinary.com/how-to-pay-82month-for-health-insurance-for-the-self-employed-or-uninsured/comment-page-1/#comment-36000 Karol Sat, 05 Nov 2011 21:17:28 +0000 http://www.ridiculouslyextraordinary.com/?p=92#comment-36000 Honestly, for me, I haven't gotten over the fear of an accident or terminal illness. When a broken arm costs $10k+ I just feel more comfortable with insurance. Honestly, for me, I haven’t gotten over the fear of an accident or terminal illness. When a broken arm costs $10k+ I just feel more comfortable with insurance.

]]> By: Cynthia http://www.ridiculouslyextraordinary.com/how-to-pay-82month-for-health-insurance-for-the-self-employed-or-uninsured/comment-page-1/#comment-35982 Cynthia Sat, 05 Nov 2011 00:41:22 +0000 http://www.ridiculouslyextraordinary.com/?p=92#comment-35982 I just found out this week when I went to the VA Med Ctr for an evaluation (my first time ever going to a center) that if your annual salary is low enough, you get free medical care for the rest of your life if your a vet as I am. Hmmm... something to think about. I heard $35,000 is the salary cap. What in the world am I doing working for a state unemployment office that's had mandatory overtime for 10 years! And my children under Obamacare are covered under their father until 24 years old so they don't really need my medical insurance. Intellectually, it's all there to quit. Emotionally I can't seem to make the jump because I'm security oriented and scared. What to do, what to do... I just found out this week when I went to the VA Med Ctr for an evaluation (my first time ever going to a center) that if your annual salary is low enough, you get free medical care for the rest of your life if your a vet as I am. Hmmm… something to think about. I heard $35,000 is the salary cap. What in the world am I doing working for a state unemployment office that’s had mandatory overtime for 10 years! And my children under Obamacare are covered under their father until 24 years old so they don’t really need my medical insurance. Intellectually, it’s all there to quit. Emotionally I can’t seem to make the jump because I’m security oriented and scared. What to do, what to do…

]]> By: Glenda http://www.ridiculouslyextraordinary.com/how-to-pay-82month-for-health-insurance-for-the-self-employed-or-uninsured/comment-page-1/#comment-23844 Glenda Mon, 07 Feb 2011 15:34:18 +0000 http://www.ridiculouslyextraordinary.com/?p=92#comment-23844 The key issue here really is being in generally good health, young, and never have been ill, smoked, or used a controlled substance. Also, as a woman, it is fundamental not to plan getting pregnant, because that will easily add a couple hundred to your monthly payments, plus you have to wait a year before those benefits kick in. Lastly, insurance premiums pretty much automatically double when you have had a gap in coverage. So, say, you had trouble finding a job right out of college, and couldn't afford even $80, then when you do start making some money, they rake you over the coals. So, you are right, good choices are very important, and they start at a very young age. Having continuous coverage from the get-go is fundamental. However, would you "choose" to get a chronic illness at any time, well... That changes the ballgame altogether. As soon as your policy is up for review, they will raise your rates or cancel it altogether. The key issue here really is being in generally good health, young, and never have been ill, smoked, or used a controlled substance. Also, as a woman, it is fundamental not to plan getting pregnant, because that will easily add a couple hundred to your monthly payments, plus you have to wait a year before those benefits kick in. Lastly, insurance premiums pretty much automatically double when you have had a gap in coverage. So, say, you had trouble finding a job right out of college, and couldn’t afford even $80, then when you do start making some money, they rake you over the coals.

So, you are right, good choices are very important, and they start at a very young age. Having continuous coverage from the get-go is fundamental. However, would you “choose” to get a chronic illness at any time, well… That changes the ballgame altogether. As soon as your policy is up for review, they will raise your rates or cancel it altogether.

]]> By: Extraordinary Insights Volume 1 http://www.ridiculouslyextraordinary.com/how-to-pay-82month-for-health-insurance-for-the-self-employed-or-uninsured/comment-page-1/#comment-22302 Extraordinary Insights Volume 1 Fri, 21 Jan 2011 02:26:26 +0000 http://www.ridiculouslyextraordinary.com/?p=92#comment-22302 [...] I wrote about this here. [...] [...] I wrote about this here. [...]

]]> By: Scott http://www.ridiculouslyextraordinary.com/how-to-pay-82month-for-health-insurance-for-the-self-employed-or-uninsured/comment-page-1/#comment-8798 Scott Mon, 28 Jun 2010 16:16:02 +0000 http://www.ridiculouslyextraordinary.com/?p=92#comment-8798 Karol, have you checked to see how that coverage works out of the U.S.? I believe that most plans do not cover you outside of the states... Karol, have you checked to see how that coverage works out of the U.S.? I believe that most plans do not cover you outside of the states…

]]> By: Karol http://www.ridiculouslyextraordinary.com/how-to-pay-82month-for-health-insurance-for-the-self-employed-or-uninsured/comment-page-1/#comment-91 Karol Wed, 29 Jul 2009 21:27:48 +0000 http://www.ridiculouslyextraordinary.com/?p=92#comment-91 Thanks for making light of that Jason! I didn't even think about aftercare. Just checked and my insurance does, indeed, have rehab coverage. Thanks for making light of that Jason! I didn’t even think about aftercare. Just checked and my insurance does, indeed, have rehab coverage.

]]> By: jason http://www.ridiculouslyextraordinary.com/how-to-pay-82month-for-health-insurance-for-the-self-employed-or-uninsured/comment-page-1/#comment-89 jason Wed, 29 Jul 2009 20:35:28 +0000 http://www.ridiculouslyextraordinary.com/?p=92#comment-89 Just make sure you have adequate benefits. I recently had a patient had who had a massive head injury. He had catastrophic insurance like you described and had absolutely no rehab benefits. He was not able to get any care after leaving the hospital. No nursing center for rehab. NOTHING. Just make sure you have adequate benefits. I recently had a patient had who had a massive head injury. He had catastrophic insurance like you described and had absolutely no rehab benefits. He was not able to get any care after leaving the hospital. No nursing center for rehab. NOTHING.

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